Business Insurance Broker Joins Kent Invicta Chamber Of Commerce

Kent insurance broker joins Kent Chamber of Commerce

Breathe Insurance Brokers are delighted to announce membership of the Kent Invicta Chamber of Commerce. The Chamber is the leading local business association, representing more than 1,000 businesses in the Kent area, including Ashford, Dartford, Canterbury, Medway, Maidstone, Sevenoaks, Sittingbourne, Tonbridge and Tunbridge Wells. Supporting Kent Businesses The goal of the Kent Invicta Chamber of Commerce is to promote, support and facilitate business across Kent. They offer training and guidance for start up businesses and provide … click to continue…

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Breathe Becomes Member Of The British Insurance Brokers Association

Member-Of-British-Insurance-Brokers-Association

We are pleased to announce that Breathe Insurance Brokers have achieved the professional standards necessary for membership of the British Insurance Brokers’ Association, the UK’s leading organisation for general insurance intermediaries. As a BIBA member we are committed to providing the highest quality customer service and our focus is on helping businesses access all types of suitable insurance. Use An Independent Business Insurance Broker Your business may fall outside what is regarded as a standard risk and this might mean that you have difficulty in … click to continue…

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How To Get Business Insurance

How to Get Commercial Insurance

Whether you are just starting out in business or have been running your business for many years, it’s important to make sure that you have the right business insurance in place to protect you from unexpected financial loss. Business insurance can be complicated and it’s not always easy to decide what cover you need or where to get it. There are a number of different ways to get insurance for your business. Here are five: … click to continue…

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How To Save Money On Leased Equipment Insurance

How To Save Money On Leased Equipment Insurance

If your business leases office equipment, such as photocopiers, printers, computers or franking machines, make sure to check that you are not paying the leasing company’s inflated office equipment insurance premiums. These charges may be hidden in the small print, so read your leasing agreements carefully. Add To Business Insurance Policy This week we saved one of our clients £60 a year on insurance for a leased franking machine. We were able to arrange leased … click to continue…

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Are You Insured For Damage To Buildings By Snow?

property insurance

The answer is – it depends . . . It depends whether the snow is heavy enough to constitute a ‘storm’ and whether your commercial insurance policy includes storm cover and/or accidental damage cover. It also depends on the condition of the property at the time the damage occurs. When Is A Snowstorm a Storm? In order for your business insurance policy to provide cover for property damage arising from a ‘storm’,  the damage has … click to continue…

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Do You Need Insurance For Subcontractors?

Liability Insurance for sub contractors

Recently I was asked to provide information on the liability insurance needed for subcontractors for a contracting company in Kent. This often seems to be an area of confusion when dealing with business insurance in the construction industry. Basically, it depends on whether your subcontractors are labour only subcontractors or bona fide subcontractors. Labour Only Subcontractors Labour only subcontractors work directly under your supervision and use materials, equipment and, possibly, tools that you have provided. … click to continue…

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Do you have the right insurance for working from home?

Business From Home Insurance

Working from home insurance is important if you want to make sure your home and business are properly protected. It is estimated that there are now around 3.8 million homeworkers in the UK and that 2.4 million of these are people running their own businesses from home. If you work from home, make sure that you have the right insurance in place. Many home-based business owners make the mistake of thinking they are automatically covered … click to continue…

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10 Top Tips To Protect Your Business Over Christmas

Business insurance tips for Christmas Closures

In a week’s time, it’s Christmas Day, and as a busy professional or business owner you might be planning to have a well earned rest over the holiday period. If you are closing your business premises for longer than usual, it’s worth taking a few minutes to think about how to keep everything safe and secure. Here are ten top tips you can use to help protect your business while you are away. 1. Consider … click to continue…

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5 tips to ensure your business insurance pays out in the event of a flood

With hundreds of flood warnings in force across England and Wales, it is important that business owners make sure they have adequate insurance in place to help protect them in the event of flooding. Here are five things you can do to make sure you have the right cover: Check that your business insurance policy covers you for flooding. Look at your business insurance schedule and review the values for buildings and contents. Check that … click to continue…

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Breathe Insurance Brokers Receive Sought-After Environmental Management Accreditation

Environmental

Breathe Insurance Brokers are delighted to receive the STEM blue level certification – an  environmental accreditation for businesses working to improve their environmental performance. The STEM (Steps to Environmental Management) accreditation confirms the green credentials of Breathe and the company’s commitment to the environment. Benefits Of Green Credentials Businesses benefit from attaining certification by being able to:  accurately assess and benchmark their carbon performance  reduce their negative impact on the environment  stand out from the … click to continue…

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