Insurance Premium Tax increases to 12% from 1 June 2017

The Government has increased the standard rate of Insurance Premium Tax (IPT) from the current rate of 10% to 12% with effect from the 1st June 2017. Any new personal or business insurance policy or any policy renewing from 1st June 2017 will be subject to the new 12% rate. The higher rate of IPT, which applies to personal travel insurance is unaffected. We will do our best to obtain the most competitive insurance products for you to help offset … click to continue…

PAT Testing And Insurance

Portable Appliance or PAT Testing is not currently compulsory but, as an employer, you have a duty to maintain electrical equipment to ensure that it is safe to use, particularly items that may suffer abnormal use or abuse. Electricity can be dangerous. 1000 major injuries in the workplace, caused by electricity, are reported each year and around 28 fatalities. Around 25% of all electrical injury accidents are caused by portable electrical equipment (PEE) Check your insurance policy Check your … click to continue…

Kent Invicta Chamber Of Commerce

KICC member logo

Breathe Insurance Brokers is pleased to confirm its membership of Kent Invicta Chamber of Commerce for the year commencing March 2015. An insurance broker specialising in business and commercial insurance, Breathe Insurance Brokers, is looking forward to another year of working with fellow Chamber members and making the most of the wide range of skills and experience that the Chamber brings together. With an active membership of over 1,200 Kent businesses, the Chamber represents a thriving business community throughout Kent, including Ashford, Canterbury, Maidstone, Medway, Dartford, Gravesend, … click to continue…

Breathe Insurance Features In Zurich Magazine

Breathe_Insurance_Karen_Thomas

Breathe Insurance Brokers is interviewed by Zurich this week. Why Trust Is So Important Director of Breathe, Karen Thomas, speaks to Zurich Insider about the challenges of being an insurance broker these days, the new online ways of working and why trust is so important in gaining and keeping clients. Zurich interviews a broker once a month for their regular Broker Voice feature, giving UK insurance brokers the chance to voice their opinion on the state … click to continue…

How To Make An Insurance Claim For Storm Damage

Commercial insurance storm claim

What should you do if your business premises has been damaged in the recent storms or if water has leaked through the roof of your property during a rainstorm and damaged the interior? If you have the right property insurance and if the roof is watertight during normal levels of rainfall, you should be covered under the property damage section of your commercial combined, shop or restaurant insurance policy or similar. Buildings insurance covers you for damage … click to continue…