Christmas Day flood – River Medway in & around Maidstone

Flooding in Maidstone Kent

Here is a youtube video of the River Medway flood in and around Maidstone, Kent on Christmas Day 2013. You should inform your insurer if your property is less than 400 metres from a lake, reservoir, river or seafront or in a known flood risk area or in an area that has been affected by flooding. If you aren’t sure about what to disclose with regard to flood insurance, ask an independent insurance broker for … click to continue…

12 Tips To Help You Clear Up After A Flood

Why flood insurance is vital for businesses

The recent extreme weather across the UK reminds us how important it is to have insurance for flood damage if you are a business owner. There were reports of some flooding in Gillingham, Strood and Rochester last night but the Medway area seems to have got away fairly lightly compared to other areas of Kent. If your company has been affected by a flood you will know how devastating it can be and the amount … click to continue…

How To Prepare Your Home Or Let Property Before The Storm Hits

Image for strong winds

Most standard home and landlord insurance policies give your home or let property protection against storm damage. With gusts of up to 80mph and heavy rain forecast to hit Kent, what can you do to help protect your home and other property? Last minute preparations for your home & vehicle Close and lock all doors and windows, not forgetting the garage or any sheds and outbuildings Lock away or secure garden furniture, children’s play equipment, bird … click to continue…

14 Ways To Protect Your Shop From Slip And Trip Compensation Claims

shop insurance

Slip and trip claims are on the increase, particularly in shop and retail premises. According to Zurich Insurance, an increase in slip, trip and fall compensation claims from both customers and  employees has occurred since the economic recession. They suggest that solicitors and claims management companies are now more likely to target this area since motor claims, particularly whiplash, have come under tougher scrutiny. There is also evidence that fraudsters are turning their attention from motor insurance … click to continue…

Construction liability insurance – do you have the right cover?

If you run a business in the construction industry, making sure you have the right liability insurance cover is vital. The latest figures from the Health and Safety Executive show that 50 construction workers were killed while at work in Great Britain in 2010/11 and there were nearly 3,000 major injuries. Employers liability insurance Employers liability insurance for £5,000,000 is a legal requirement if you have any employees, even if they are temporary or casual. Claims can be very … click to continue…