PAT Testing And Insurance

Portable Appliance or PAT Testing is not currently compulsory but, as an employer, you have a duty to maintain electrical equipment to ensure that it is safe to use, particularly items that may suffer abnormal use or abuse. Electricity can be dangerous. 1000 major injuries in the workplace, caused by electricity, are reported each year and around 28 fatalities. Around 25% of all electrical injury accidents are caused by portable electrical equipment (PEE) Check your insurance policy Check your … click to continue…

Kent Invicta Chamber Of Commerce

KICC member logo

Breathe Insurance Brokers is pleased to confirm its membership of Kent Invicta Chamber of Commerce for the year commencing March 2015. An insurance broker specialising in business and commercial insurance, Breathe Insurance Brokers, is looking forward to another year of working with fellow Chamber members and making the most of the wide range of skills and experience that the Chamber brings together. With an active membership of over 1,200 Kent businesses, the Chamber represents a thriving business community throughout Kent, including Ashford, Canterbury, Maidstone, Medway, Dartford, Gravesend, … click to continue…

Breathe Insurance Features In Zurich Magazine

Breathe_Insurance_Karen_Thomas

Breathe Insurance Brokers is interviewed by Zurich this week. Why Trust Is So Important Director of Breathe, Karen Thomas, speaks to Zurich Insider about the challenges of being an insurance broker these days, the new online ways of working and why trust is so important in gaining and keeping clients. Zurich interviews a broker once a month for their regular Broker Voice feature, giving UK insurance brokers the chance to voice their opinion on the state … click to continue…

How To Make An Insurance Claim For Storm Damage

Commercial insurance storm claim

What should you do if your business premises has been damaged in the recent storms or if water has leaked through the roof of your property during a rainstorm and damaged the interior? If you have the right property insurance and if the roof is watertight during normal levels of rainfall, you should be covered under the property damage section of your commercial combined, shop or restaurant insurance policy or similar. Buildings insurance covers you for damage … click to continue…

Christmas Day flood – River Medway in & around Maidstone

Flooding in Maidstone Kent

Here is a youtube video of the River Medway flood in and around Maidstone, Kent on Christmas Day 2013. You should inform your insurer if your property is less than 400 metres from a lake, reservoir, river or seafront or in a known flood risk area or in an area that has been affected by flooding. If you aren’t sure about what to disclose with regard to flood insurance, ask an independent insurance broker for … click to continue…