Employers Liability Insurance

Employers Liability Insurance tips for busy professionals and business owners.

Construction liability insurance – do you have the right cover?

Employers Liability Insurance, Liability Insurance, Product Liability Insurance, Public Liability Insurance / By

If you run a business in the construction industry, making sure you have the right liability insurance cover is vital. The latest figures from the Health and Safety Executive show that 50 construction workers were killed while at work in Great Britain in 2010/11 and there were nearly 3,000 major injuries. Employers liability insurance Employers liability insurance for £5,000,000 …

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Liability Insurance for sub contractors

Do You Need Insurance For Subcontractors?

Employers Liability Insurance, Liability Insurance, Public Liability Insurance / By

Recently I was asked to provide information on the liability insurance needed for subcontractors for a contracting company in Kent. This often seems to be an area of confusion for companies in the construction industry. Basically, it depends on whether your subcontractors are labour only subcontractors or bona fide subcontractors. Labour Only Subcontractors Labour only …

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Can You Buy Employers Liability Insurance On Its Own?

Employers Liability Insurance, Liability Insurance / By

This is a question I was asked yesterday by a business owner who has just taken on an employee. The answer is no, not as a rule. Employers liability insurance is almost always offered as part of a combined liability policy, along with public and products liability, or as a section in a package insurance …

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Employers Liability Insurance: does your business need it?

Business Insurance, Employers Liability Insurance / By

Businesses that employ people must have Employers Liability cover. By law such businesses are required to have insurance for at least £5 million. This applies even if your employees are only seasonal or part-time and includes students who work for you unpaid, people who are not employed, but taking part in a youth or adult …

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