How To Make An Insurance Claim For Storm Damage

Commercial insurance storm claim

What should you do if your business premises has been damaged in the recent storms or if water has leaked through the roof of your property during a rainstorm and damaged the interior? If you have the right property insurance and if the roof is watertight during normal levels of rainfall, you should be covered under the property damage section of your commercial combined, shop or restaurant insurance policy or similar. Buildings insurance covers you for damage … click to continue…

Christmas Day flood – River Medway in & around Maidstone

Flooding in Maidstone Kent

Here is a youtube video of the River Medway flood in and around Maidstone, Kent on Christmas Day 2013. You should inform your insurer if your property is less than 400 metres from a lake, reservoir, river or seafront or in a known flood risk area or in an area that has been affected by flooding. If you aren’t sure about what to disclose with regard to flood insurance, ask an independent insurance broker for … click to continue…

12 Tips To Help You Clear Up After A Flood

Why flood insurance is vital for businesses

The recent extreme weather across the UK reminds us how important it is to have insurance for flood damage if you are a business owner. There were reports of some flooding in Gillingham, Strood and Rochester last night but the Medway area seems to have got away fairly lightly compared to other areas of Kent. If your company has been affected by a flood you will know how devastating it can be and the amount … click to continue…

How To Prepare Your Home Or Let Property Before The Storm Hits

Image for strong winds

Most standard home and landlord insurance policies give your home or let property protection against storm damage. With gusts of up to 80mph and heavy rain forecast to hit Kent, what can you do to help protect your home and other property? Last minute preparations for your home & vehicle Close and lock all doors and windows, not forgetting the garage or any sheds and outbuildings Lock away or secure garden furniture, children’s play equipment, bird … click to continue…

Are You Insured For Damage To Buildings By Snow?

property insurance

The answer is – it depends . . . It depends whether the snow is heavy enough to constitute a ‘storm’ and whether your commercial insurance policy includes storm cover and/or accidental damage cover. It also depends on the condition of the property at the time the damage occurs. When Is A Snowstorm a Storm? In order for your business insurance policy to provide cover for property damage arising from a ‘storm’,  the damage has … click to continue…