Karen Thomas is a Chartered Insurance Broker. She's the founder of Breathe Insurance Brokers - commercial insurance specialists.
What should you do if your business premises has been damaged in the recent storms or if water has leaked through the roof of your property during a rainstorm and damaged the interior? If you have the right property insurance and if the roof is watertight during normal levels of rainfall, you should be covered under the …
How To Make An Insurance Claim For Storm Damage Read More »
Here is a youtube video of the River Medway flood in and around Maidstone, Kent on Christmas Day 2013. You should inform your insurer if your property is less than 400 metres from a lake, reservoir, river or seafront or in a known flood risk area or in an area that has been affected by …
Christmas Day flood – River Medway in & around Maidstone Read More »
The recent extreme weather across the UK reminds us how important it is to have insurance for flood damage if you are a business owner. There were reports of some flooding in Gillingham, Strood and Rochester last night but the Medway area seems to have got away fairly lightly compared to other areas of Kent. …
Most standard home and landlord insurance policies give your home or let property protection against storm damage. With gusts of up to 80mph and heavy rain forecast to hit Kent, what can you do to help protect your home and other property? Last minute preparations for your home & vehicle Close and lock all doors …
How To Prepare Your Home Or Let Property Before The Storm Hits Read More »
Slip and trip claims are on the increase, particularly in shop and retail premises. According to Zurich Insurance, an increase in slip, trip and fall compensation claims from both customers and  employees has occurred since the economic recession. They suggest that solicitors and claims management companies are now more likely to target this area since motor …
14 Ways To Protect Your Shop From Slip And Trip Compensation Claims Read More »