Construction liability insurance – do you have the right cover?
If you run a business in the construction industry, making sure you have the right liability insurance cover is vital. The latest figures from the Health and Safety Executive show that 50 construction workers were killed while at work in Great Britain in 2010/11 and there were nearly 3,000 major injuries. Employers liability insurance Employers liability insurance for £5,000,000 …
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10 Ways To Save Money On Your Business Insurance Renewal
If your business insurance renewal documents have arrived and the premium has gone up again, take action. Here are ten things you can do that might save you money. Compare the insurance premium to last year’s. If it has gone up a lot, ask why. If you’ve had any claims, ask for settlement figures or …
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Business Insurance Broker Joins Kent Invicta Chamber Of Commerce
Breathe Insurance Brokers are delighted to announce membership of the Kent Invicta Chamber of Commerce. The Chamber is the leading local business association, representing more than 1,000 businesses in the Kent area, including Ashford, Dartford, Canterbury, Medway, Maidstone, Sevenoaks, Sittingbourne, Tonbridge and Tunbridge Wells. Supporting Kent Businesses The goal of the Kent Invicta Chamber of Commerce …
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Breathe Becomes Member Of The British Insurance Brokers Association
We are pleased to announce that Breathe Insurance Brokers have achieved the professional standards necessary for membership of the British Insurance Brokers’ Association, the UK’s leading organisation for general insurance intermediaries. As a BIBA member we are committed to providing the highest quality customer service and our focus is on helping businesses access all types of suitable insurance. Use An Independent Business Insurance Broker Your …
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How To Get Business Insurance
Whether you are just starting out in business or have been running your business for many years, it’s important to make sure that you have the right business insurance in place to protect you from unexpected financial loss. Business insurance can be complicated and it’s not always easy to decide what cover you need or …
How To Save Money On Leased Equipment Insurance
If you lease office equipment, such as photocopiers, printers, computers or franking machines, for your business, make sure to check that you are not paying the leasing company’s often inflated office equipment insurance premiums. These additional costs may be hidden in the small print, so read your leasing agreements carefully. Add To Business Insurance Policy This …
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Are You Insured For Damage To Buildings By Snow?
The answer is – it depends . . . It depends whether the snow is heavy enough to constitute a ‘storm’ and whether your commercial insurance policy includes storm cover and/or accidental damage cover. It also depends on the condition of the property at the time the damage occurs. When Is A Snowstorm a Storm? …
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Do You Need Insurance For Subcontractors?
Recently I was asked to provide information on the liability insurance needed for subcontractors for a contracting company in Kent. This often seems to be an area of confusion for companies in the construction industry. Basically, it depends on whether your subcontractors are labour only subcontractors or bona fide subcontractors. Labour Only Subcontractors Labour only …
Do you have the right insurance for working from home?
Working from home insurance is important if you want to make sure your home and business are properly protected. It is estimated that there are now around 3.8 million homeworkers in the UK and that 2.4 million of these are people running their own businesses from home. If you work from home, make sure that …
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10 Top Tips To Protect Your Business Over Christmas
In a week’s time, it’s Christmas Day, and as a busy professional or business owner you might be planning to have a well earned rest over the holiday period. If you are closing your business premises for longer than usual, it’s worth taking a few minutes to think about how to keep everything safe and …
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