Latent Defects Insurance And Building Warranties

Latent Defects insurance (also called Building Warranty or Structural Warranty insurance) protects owners and developers of new commercial properties against damage to buildings caused by a defect in design, workmanship or materials

There are policies available for new build projects, self-build projects and completed properties.

Unlike cover under a collateral warranty, Latent Defects insurance doesn't rely on proof of negligence. Just proof of defect is needed to make a claim.

The cover may help you sell a property and is often requested by lenders when arranging finance.

Core cover includes:

  • Damage caused by structural defects and ingress of water
  • Remedial work to prevent possible collapse
  • Costs of dismantling, moving, storing and re-erecting property
  • Professional fees

Cover is for a 10 or 12-year period and policies are usually freely assignable.


How Do I Get A Latent Defects Insurance Quote?

Here at Breathe we have many years of experience in arranging  insurance for property owners and construction companies. We offer a personal service, help you decide the type of insurance you need and compare quotes to make sure you have the best cover in place at the most competitive premium.

If you would like more information or a Latent Defects insurance quote from a Kent based broker, call us on 01634 214779, Email us or click the button below to make an enquiry.

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