Liability Insurance

Information and tips explaining what liability insurance is and if your business needs it.

Construction liability insurance – do you have the right cover?

If you run a business in the construction industry, making sure you have the right liability insurance cover is vital. The latest figures from the Health and Safety Executive show that 50 construction workers were killed while at work in Great Britain in 2010/11 and there were nearly 3,000 major injuries. Employers liability insurance Employers liability insurance for £5,000,000 …

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Liability Insurance for sub contractors

Do You Need Insurance For Subcontractors?

Recently I was asked to provide information on the liability insurance needed for subcontractors for a contracting company in Kent. This often seems to be an area of confusion for companies in the construction industry. Basically, it depends on whether your subcontractors are labour only subcontractors or bona fide subcontractors. Labour Only Subcontractors Labour only …

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Employers Liability Insurance: does your business need it?

Businesses that employ people must have Employers Liability cover. By law such businesses are required to have insurance for at least £5 million. This applies even if your employees are only seasonal or part-time and includes students who work for you unpaid, people who are not employed, but taking part in a youth or adult …

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What’s the difference between public liability and professional indemnity insurance?

There are so many different sorts of commercial insurance policies available for your business that it can be difficult to decide what you need. A business insurance broker can help you. One sort of insurance is public liability.  Another is professional indemnity.  But what is the difference between public liability and professional indemnity insurance? A …

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