Expert Insurance Advice

Designed Around You And Your Business

Opening Hours

Mon - Fri
9 am - 5 pm


Kent: Innovation Centre, Maidstone Road, Chatham, Kent ME5 9FD
Lincoln: Sparkhouse, Enterprise Building, Rope Walk, Lincoln, LN6 7DQ

Contact Us

Medway Kent: 01634 214779
Lincoln: 01522 391779

How We Can Help

Public Liability Insurance

One of the most common types of insurance that businesses take out.

Public Liability Insurance provides cover in the event of action being taken for causing injury to a customer, a member of the public or damaging property.

Professional Indemnity Insurance

Does your business offer a professional service and give expert advice to clients?

Visit our Professional Indemnity Insurance page to find out whether this type of insurance is a requirement for your business.

Business Insurance

Visit our Business Insurance page to find out about the types of insurance you need for your business.

We can help with commercial insurance, public liability insurance, insurance for property owners, professional indemnity insurance and much more.

Property Insurance

If you own a commercial property that is rented/ leased out to another business, it’s vital that you are insured on the correct basis.

Whether the building you need insuring is occupied as an office, shop, workshop, restaurant or warehouse, you need a suitable Commercial Property Insurance policy to protect you.

Construction Insurance

Construction is a high-risk industry and making sure you have the right insurance cover is vital.

Generally, Public Liability of at least £2,000,000 will be required, and you will also need to consider getting insurance cover for; stock, tools, plant, and work in progress.

Other insurance is also available, including Professional Indemnity, Legal Expenses and Management Liability.

High Value Home Insurance

Your unique home requires a unique insurance policy.

High value homes are generally those with a rebuilding cost of over £1,000,000. For homes like this, a standard home and contents policy will probably not be the best fit.

Your home insurance policy needs to be specifically tailored to provide comprehensive protection for your high value building, contents & possessions.

Why Us?

  • Being an independent family run business we provide good old fashioned customer service.

  • We can save you money with a tailored insurance program, having considering all of your activities rather than just selling you a one-size fits all product.

  • We'll be here to support you every step of the way – We work for you, not the insurance company!

  • With our face-to-face personalised service, you get a single point of contact to ensure that if you need to claim, we can deliver without question.

Nicola with client

What Our Clients Say

Eastside Lettings Ltd

"I have dealt with many brokers in the insurance industry and it has always been stressful. Your company is like having an in house insurance. It was the quickest and the cheapest quote I had. I was also shocked as my fleet policy premium was almost 45% cheaper than my renewal quote."

Zakir Bhad - Eastside Lettings Ltd, London

You Image Ltd

"Excellent service. Karen went that extra mile trying to sort out my insurance. Very professional, real expert and such a wonderfully friendly approach too, how refreshing for insurance. Thanks Karen great job"

Deborah Turner - You Image Ltd, Gillingham, Kent



About Us


TEn Network Member

Breathe Insurance Brokers is a member of TEn – a network of around 100 independent and highly experienced insurance brokers.

Managing thousands of policies,  TEn  has enormous buying power and influence when negotiating with UK insurers on our behalf.

As a client of Breathe you get the best of both worlds – local knowledge and service and the strength of a major provider of insurance solutions.

TEn network logo

Insurance Broker in Kent and Lincolnshire

We are an independent business insurance broker serving businesses and professionals in Kent and Lincolnshire and throughout the UK.

With over 25 years of commercial insurance expertise, Breathe helps you find the highest quality and most cost-effective insurance solution. We compare products from different insurance companies for you and your business.

Find out more about How We Can Help and learn about our company.

Get A Business Insurance Quote

If you'd like to get in touch for a Business Insurance Quote, need help with any insurance issue or just want to say hello, phone us on 01634 214779, send us an Email or click the 'Get A Quote'.

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